Debt Collection

Full Service Bad Debt Recovery

Our skilled personnel speak respectfully, listen intently, and strive to find solutions to your customer’s financial obligations. American National Leasing Inc. is a full service accounts receivable management firm specializing in the recovery of medical debt, higher education, municipalities, retail, and commercial debt. Our no collection – no fee service includes: Account placement, client reporting, access to our secure online portal, calls to the consumer, billing the consumer, skip-tracing, and where appropriate, estate claim filings, bankruptcy proof of claim filings, credit report when applicable, and account forwarding.

QwikClient Secure Web Portal

Maintaining a mutually beneficial partnership with our clients serves as a foundation for our success. The Client Services Team at American National Leasing Inc. is dedicated to getting clients the information they need, when they need it, and in the format they require. Though our secure online client access, established clients have access to the following:

  • Real time account inquiries 24/7
  • Account placement, file uploads, and document uploads
  • Secure email communication
  • Payment reporting
  • Access to reports and month-end statements
  • Real time statistics

Contact the Client Services Team today to get started.

Consumer Location / Skip Tracing

Debt can only be collected if we know where the consumer is located. Our staff has access to the most comprehensive resources available to our industry. Information obtained is then analyzed and verified to assist in the recovery process.

Technology Utilized

Allied strives to be above the curve in utilizing the most advanced technology available including:

  • Encrypted call recording and monitoring
  • Predictive dialer and IVR
  • Data encryption
  • Data backup: Onsite, offsite, and out of state
  • Document imaging

Estate Claims Filed

Upon confirmation of a consumer’s death, our staff will verify the existence of an open estate and when appropriate, file a claim against the estate within the allotted time period.

Credit Reporting

The credit reporting agencies maintain records of financial payment histories, some public records data, and personal identification. The collection of information is used by creditors to determine the applicant’s credit worthiness. You may choose to report or may choose not to report your accounts to the credit bureau.

Bankruptcy Proof of Claims Filed

A proof of claim is a statement filed by the creditor and describes the reason a consumer owes the creditor money. When appropriate, an electronic proof of claim is filed by our staff once the bankruptcy has been verified. Allowing our staff to assist you with this obligation will prevent you from being left out of any distribution of funds.

Account Forwarding

When a consumer moves to a location in which American National Leasing Inc. is not licensed, their account is reviewed for forwarding. Accounts that are deemed appropriate are forwarded to an agency located in the consumer’s state of residence. All forwarding agencies utilized are licensed and members in good standing with ACA International.